Assemble the components and preheat the oven to a cozy 325°F (165°C/Gas 3).
Tenderly grease and flour two 8 x 4 x 3-inch loaf pans.
In a harmonious melding of flavors, unite cream cheese, granulated sugar, flour, egg, and the essence of orange zest in a medium bowl until a creamy symphony ensues. Set this masterpiece aside.
In another bowl, perform a ballet of sifting—flour, baking soda, salt, cinnamon, cloves, ginger, and nutmeg shall dance together in anticipation. Set the stage.
In a grand mixing bowl, conduct a majestic blending of pumpkin puree, vegetable oil, eggs, and granulated sugar. Beat this concoction into harmonious unity.
Introduce the pumpkin mixture to the waiting flour ensemble, stirring with grace until a delicious alliance forms.
Should you desire, introduce pecans or walnuts into this culinary waltz.
Spread half of the pumpkin bread batter with even-handedness into the awaiting loaf pans.
Spoon the cream cheese concoction atop the pumpkin layer, followed by the graceful addition of the remaining pumpkin batter. Gently, with finesse, spread this amalgamation over the cream cheese stratum.
Allow the loaves to partake in a ceremonial baking for 60 to 70 minutes or until a toothpick, when inserted, emerges cleansed.
Grant the bread a respite in the pans for 10 minutes before ushering it onto a cooling rack for a complete cool-down.
Serve and revel in the symphony of flavors!